Online Payment Processing and ISO Payment Processing Services
Optimum Payments offers a suite of tailored services to cater to businesses’ diverse needs. Our expertise lies in Online Payment Processing, providing secure integration for various business types. With a focus on data security, we use CardSecure to shield credit card transactions. We also excel in Integrated Payments for Software + Applications, ensuring secure card-present payments with EMV and tokenization. Our Credit Card Payment Gateway facilitates secure online and in-store transactions, backed by efficient APIs and features like interchange optimization.
Simple and Secure Integration with the Best Online Payment Processing Service from Optimum Payments
Whether your business operates an online shop, a complete eCommerce platform, or even a charitable donations page, having the means to accept online payments is essential. With the best online payment processing service from Optimum Payments, each online credit card transaction is channeled through our secure payment gateway, fortified by CardSecure, a robust defense against data breaches and malicious actions.
Card-based payments always introduce an element of risk. This is especially true when you are processing credit card payments online, since eCommerce transactions are remote and anonymous. To protect your growing business from credit card fraud, we’ve designed our eCommerce payment solutions with the latest data security standards. With CardConnect, you can confidently take payments online without having to worry about sensitive data falling into the wrong hands.
The Best Online Payment Processing: Simple and Secure Integration
Integrating online payment acceptance with Optimum Payments gives you the ability to securely process transactions based on your business’s needs.
One solution for all your One Online Payment Solution for all your payment acceptance needs
Integrated Online and Mobile Payment Solutions for Software and Applications
Optimum Payments Integrated Payments makes it quick and easy to add secure, card-present payment acceptance to any software environment. Our cloud based payment integrations simplify the payment acceptance process and protect transactions with a powerful combination of EMV and tokenization.
Launch your SaaS product
into the future with Optimum Payments Integrated Payments
EMV Technology
EMV technology fortifies the sensitive cardholder data linked to each credit or debit card inserted into a terminal or point-of-sale (POS) system, providing robust protection against fraud liability.
Intelligent Tokenization of Credit Card Data
Our tokenization solution safeguards credit and debit card data within mobile applications, ensuring protection during both transit and storage. This involves converting valuable information into irreversible tokens, rendering them useless to hackers.
PCI Scope Reduction
Our integrated solutions significantly cut down the time and expenses linked to upholding PCI compliance. Furthermore, they have the capability to condense the SAQ to just 26 questions, and in some cases, even eliminate it entirely.
Point Of Sale
Mobile
Pin Pads
A Secure Credit Card Payment Gateway
Businesses of every scale can effortlessly link up with our Optimum Payments Gateway, a credit card payment gateway, to securely accept online credit card payments or conduct in-store transactions.
Launch your SaaS product into the future with Optimum Payments Integrated Payments
Simple Payment Gateway API Integration
- Effortlessly integrate the payment gateway into your current setup to enable smooth payment acceptance.
- Enable omnichannel processing to accept credit cards both online and in physical stores.
- Access a comprehensive collection of developer-friendly REST APIs for PHP, JSON/JavaScript, and Java, enhancing the integration process.
Interchange Optimization for the Best Payment Processing Rates
- Guaranteeing the lowest credit card processing rates for each transaction via interchange optimization.
- Enhance security and save on processing costs with the inclusion of complete Level II and Level III data, providing an extra layer of protection.
Maximize Security to Minimize PCI Scope
- Safeguard each transaction with CardSecure's point-to-point encryption (P2PE) and tokenization.
- Streamline compliance with the Payment Card Industry (PCI) Security Standards Council (SSC) through a reduced audit scope, ensuring simplicity.
Get Access to Detailed Transaction Reporting
- Gain essential business insights with access to crucial data such as settlements, deposits, and statements.
- Enjoy comprehensive transaction reporting and functionality, including options for voids and returns.
Automate recurring payments with bill plans
- Simplified automatic recurring billing for increased efficiency, improved cash flow and reduced late payments from customers
- Customizable bill plans that work for your business’s subscription products and services and customer payment schedules
- Account Updater for regular automatic updates to stored customer credit cards to prevent invalid or missed payments
Accept eCheck or ACH (Electronic Payments)
- A safer and more efficient alternative to accepting paper checks
- Secure acceptance of electronic checks for businesses in need of offering flexible payment options
Payments made sleek
Take your payment acceptance on the road with the compact card reader and app Out-of-the-box processing
Payment technology is being harnessed to sustain business operations and offer secure avenues for accepting payments, both online and in-person. Our solutions give you the ability to accept safe payments no matter what the situation. The contactless payments solutions we provide fit right into your POS systems as well as your existing software.